Health


Protect your family finances

11 June, 2009 11:22  EasyExpat EasyExpat

Article sponsored by William Russell

By Nigel Harris, Chief Executive Asia Pacific, William Russell Limited

No one likes to think about accidents and emergencies, but when you are living overseas with your family it is absolutely essential to have secure insurance arrangements in place to protect yourself, your partner and children if something untoward happens.  Nigel Harris, Chief Executive Asia Pacific at international expatriate insurance specialist, William Russell, looks at the products and services that are available to protect your family when the unexpected strikes.

Malaysia is an exciting place to live, offering expatriates an excellent lifestyle, vibrant culture and welcoming home away from home.  Like any country however its social services are geared to the needs of the local population and as a result the welfare safety-net may provide expat families with a different level of protection against life’s emergencies than they would expect in their home country.

It may be that you are living in the centre of KL, or in more remote parts of the country; perhaps your children are at school in Malaysia while your work takes you further afield.  Whatever your personal circumstances, it’s essential to make sure that you have the right insurance products in place to provide you with the level of protection you need to match your lifestyle.  These fall into three main areas, international private medical insurance to give you and your family fast access to the highest levels of medical treatment wherever you are in the region, income protection to replace your salary if you find yourself unable to work for whatever reason and life insurance to protect your family’s finances if the unthinkable happens and you’re no longer there to provide for them. (More)

   


Fast facts on Swine Flu (type A H1N1 virus)

16 May, 2009 12:20  EasyExpat EasyExpat

Read the news and chances are that you’ll find yourself staring at the photo of a pig or a swine flu victim. At the time this article is being written, 33 countries have reported more than 6,600 cases of swine flu worldwide, with less than 70 deaths in total. The figures are based on tallies provided by national governments and WHO. According to the global body's pandemic alert level, the world is at phase 5 — out of a possible 6 — meaning that a global outbreak is "imminent." Whether or not this happens, it’s good to brief ourselves on some of the basic facts about this pandemic. Here are some frequently asked questions as answered by CDC, the Centres for Disease Control and Prevention.

What is swine flu?
Swine flu (swine influenza) is a respiratory disease of pigs caused by type A influenza virus that regularly causes outbreaks of influenza in pigs. Swine flu viruses cause high levels of illness and low death rates in pigs. Swine influenza viruses may circulate among swine throughout the year, but most outbreaks occur during the late fall and winter months similar to outbreaks in humans. The classical swine flu virus (an influenza type A H1N1 virus) was first isolated from a pig in 1930. (More)

   


Prevention rather than cure – reap the well-being advantage

02 April, 2009 10:58  EasyExpat EasyExpat

Article sponsored by William Russell

By Rosanna Turner, Marketing Manager, William Russell Limited

We all want to make the best of our health, but sometimes work pressures or the expatriate lifestyle can conspire against making the right decisions all the time.  Most of us like a drink, eat the wrong foods, or take a taxi rather than walk and nobody likes to be lectured about their diet, smoking or drinking habits.  Fortunately by combining regular medical health screening with sensible lifestyle choices it’s relatively straightforward to live a healthy life without adopting a completely monastic lifestyle.

The benefits of healthy living are clear.  People who are fit and well suffer less stress and benefit from improved mental and physical performance.  A healthy lifestyle can also help you to live longer, suffer fewer illnesses and avoid preventable diseases. (More)

   


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